When it comes to financing a home, choosing the right lender is about more than just rates — it’s about expertise, service, and finding the right fit for your unique situation. For over two decades, Mike Coble, Branch Manager and Residential Mortgage Loan Originator with Premier Residential Mortgage, has been providing exactly that for families in Dripping Springs and beyond.
Serving the Dripping Springs market since 2000, Mike has seen firsthand how the community has grown and evolved — and he’s helped countless families make their homeownership dreams a reality along the way.
A Boutique Approach to Lending
As a “boutique” mortgage lender, Premier Residential Mortgage offers a full suite of traditional loan options — FHA, VA, and Conventional—plus a variety of “Non-QM” (non-qualified mortgage) products designed to help borrowers who may not fit traditional lending criteria.
“We’re very small with an unusually low overhead,” Mike explains. “That allows us to pass significant savings on to our clients while still delivering a truly personalized experience.”
A Career Inspired by Family
Mike’s path into lending was influenced by family. With relatives who were realtors, mortgage insurance professionals, and lenders, the real estate and lending world was part of his life long before it became his career. That background not only gave him a strong foundation but also an appreciation for the power of homeownership to transform lives.
What Sets Premier Residential Mortgage Apart
Beyond competitive rates and diverse loan products, Mike emphasizes service and accessibility as key differentiators.
“I employ a licensed, full-time assistant,” Mike says. “Clients can always reach either myself or my assistant directly. It’s like a ‘white glove’ or concierge service — we make sure you’re never left wondering about the next step.”
Mike also points out the importance of loan structure: “Not all loans or lenders are created equal. While we all get our money from the same sources — Fannie Mae and Freddie Mac — there are many ways to ethically structure a transaction to make it work best for the borrower. That’s where experience really matters.”
A Deep Connection to Dripping Springs
Mike’s ties to Dripping Springs run deep. He and his family moved here in 1997, and he’s proud to call it home. “It’s such a pleasure to help families move to my hometown — where my kids grew up, went to Dripping Springs schools, and where I’ve watched this community become what it is today. It’s breathtaking to see how far it’s come.”
When he’s not helping clients, Mike enjoys golf, saltwater and bay fishing, and relaxing at home tinkering in the yard — a self-described “homebody” who treasures downtime in the community he’s served for decades.
A Founding Connection to DS Elite
Mike’s relationship with Dripping Springs Elite dates back to the very beginning.
“Before DS Elite even launched, Steve Mallett and Terese Peabody approached me about sponsoring a monthly property tour for their new group of realtors,” Mike recalls. “Of course, I said yes — after navigating all the compliance approvals!”
Today, he continues to support DS Elite and its network of top-tier real estate professionals, proud to be part of an organization that shares his values of integrity and excellence.
Mike’s Best Advice for Buyers
“The best deal is the best combination of price, product, and service,” Mike says. “The lowest price on the wrong product—or paired with poor service—isn’t the best deal. Find a lender who can provide all three, and you’ll set yourself up for success.”
Learn more about Premier Residential Mortgage and connect with Mike Coble today!
Mike Coble of Premier Residential Mortgage is a valued paid advertiser with DS Elite, and has been a part of the professional organization since its formation in 2016.